Flood Insurance

Most homeowner and commercial property insurance policies do not provide protection from flooding. Given the recent shift in weather patterns, even if you are located in a non-flooding zone, your home or business could potentially end up under water. Flood insurance is a complex product and there are two options for acquiring it—via the National Flood Insurance Program, a program subsidized by the government, or through a private insurance carrier. Let us explain the difference between the two and provide you with options so you can choose the right plan for your situation.