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Monday, 22 April 2013 19:33

Wedding Insurance

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So much has been invested in planning your dream wedding, but what happens if something goes wrong? With the average cost of a wedding of $26,501, (according to the 2011 Brides American Wedding Study) wedding insurance can be a wise investment. The Travelers Insurance Company offers such coverage. See below for more details or contact our office for more information. Office locations can be found here.

 

Why Wedding Insurance?

Ever had a sleepless night, worrying about what could go wrong?

The Wedding Protector Plan® is special event insurance which provides cancellation postponement coverage and other coverages to cover your investment, with an option to add liability coverage with no deductible, for many of things that could go wrong – that are beyond your control.

No Dress

You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

 

Lost Deposits

We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

 

Lost Rings

You can receive repair or replacement cost if the bride’s or groom’s wedding band is lost or damaged.

 

Severe Weather

If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

 

Transportation Shutdown

If you have to postpone your wedding because a commercial transportation shutdown prevents the honorees, parents, grandparents or children from getting there, you can receive reimbursement for non-recoverable expenses.

 

Ruined Photos

If your photographer’s film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.

 

Call to Duty

If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

 

Damaged Gifts

You can get repair or replacement cost if your wedding gifts are damaged.

 

Sudden Illness

If the wedding needs to be postponed because sudden illness prevents the honorees, parents, grandparents or children from attending, you can receive reimbursement for non-recoverable expenses.

 

Venue Requires Insurance

As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property. There is no additional cost for additional insured.

 

Additional Expense

If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost, up to 25% of the original contract price.

 

Unemployment

Benefits will trigger if the wedding must be cancelled or postponed due to lack of funds. The insured must qualify for unemployment under applicable employment statutes.

 

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to individuals meeting our underwriting criteria and state availability.

Read 53941 times Last modified on Tuesday, 23 April 2013 13:25

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