Foy Insurance

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Position: Agency Owner
Started with Foy: 07-01-1979
Direct Extension: 603-772-4781 x22
Responsibilities: Sales & Management
Education: Univeristy of NH - Whittemore School of Business
Home Town: Kingston NH
Hobbies/Interests: Golf, Hunting, and Horses
Favorite Recipe: Mom's Mac and Cheese with homemade apple pie for dessert! 
Little Known Facts: I like to think life is about the next new experience.

Nashua office Manager, Pete Camello, spent last Monday volunteering at the 38th annual Special Olympics NH Winter Games. Over 362 Athletes were competing at Waterville Valley in alpine skiing, cross-country skiing, snowboarding and snowshoeing.  The insurance industry routinely sends volunteers to the Winter games.  This is the 20th year that Pete has volunteered at the NH Winter games.  In years past one or both of his daughters have also volunteered.  This year he was joined by his youngest daughter Jamie. Additional volunteers are always needed.  Please visit their website for additional information:

Karen used her community service day to volunteer at the Gingerbread House Contest on December 5, part of the Festival of Trees event held every year in Exeter to benefit the Chamber Childrens Fund.

Karen is the chairperson of the fund, and the day's activities raised over $23,000 to provide vouchers for warm clothing for area children!

Karen is pictured in front of a replica of the Phillips Exeter Academy Admissions building constructed by the employees of Popovers in Epping.

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Many employers have heard about the “employer mandate.” But they might not know what that means or what the penalties are for not complying. 

What is the “employer mandate”?

Health care reform requires employers with 50 or more full-time employees to offer minimum essential health coverage to their employees. If they don’t, they must pay a penalty (a nondeductible, extra tax). They also may have to pay a penalty if any of their employees get government aid to lower their health coverage costs. Employers with fewer than 50 employees will not have to pay a penalty for dropping coverage. We’ll explain below how a full-time employee is defined. 

When must employers start offering coverage?

Employers have until their renewal date or start of their plan year in 2014. For instance, if an employer’s plan starts on January 1, that employer must offer health coverage January 1, 2014. But if an employer’s plan starts on July 1, that employer has until July 1, 2014, to offer health coverage. 

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