Boating Insurance

You should be able to enjoy your time out on the water with your boat, jet ski, or other watercraft. Without boating insurance, you could be at risk for added stress, out of pocket expenses, or extra liability.

Make sure your time on the water doesn’t impact your financial future and contact us for a boating insurance quote today!

Does homeowner’s insurance cover your boat?

Probably not. Homeowners policies have restrictions on boats depending on size, horsepower and coverage needed.  

If you aren’t carrying a specific boating policy, you are probably underinsured. Insuring your boat can help prevent out of pocket expenses from accidents, damage, or sinking.

What is Boat or Watercraft insurance for, anyway?

A boating insurance policy is the best way to help you get back out on the water after an incident. The last thing you’d want to see is your boat stuck on land while you are saving to get it repaired.

Our local insurance agents work with you to find the desired coverages at the best rate. They will walk you through the steps to make sure you aren’t grounded when the boating season arrives.

Remember that you can’t buy insurance after an accident so it’s important to plan ahead and get the most out of your summer.

Why should you to through Foy Insurance?

When you talk to a licensed Foy Insurance agent you can rest assured knowing they are examining our carriers to find the best coverage and discounts.

It matters what coverage you have. Our agents will go over with you the importance of basic coverage for your boat and yourself. This includes the following options:

  • Personal Liability
  • Physical Damage
    • Boat
    • Motor
    • Trailer

On top of making sure you are covered, our agents will be able to look at your full profile to see where they can save you some extra money. The initial chat with an agent will go over all our discount options to make sure you aren’t missing out. The extra time is always worth it!  Some of our most popular discounts include:

  • Homeowners
  • Multi-Boat
  • Pay in Full
  • Original Owner
  • Certified Safe Driver
  • Clean Driving Record
  • Idle Assisted Steering Installation
  • Multi-Policy Bundles

Foy Insurance has a broad range of carriers and coverage options. We are able to write policies for all the following boat types:

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Bass Boat
  • Other Fishing Boats
  • Jet Skis
  • Many Others!

Our many different carriers give us the ability to shop around for the best place for your coverage. It also gives us flexibility to cover many different types of boats so if you don’t see yours on the list, give us a call!

What are you waiting for?

Now is the perfect time to get your no-obligation quote for a boating insurance policy. Click here or give us a call today to chat with one of our talented representatives about your boat.

There is no such thing as a one size fits all insurance policy. While most products are similar in price and function, some offer different coverages.  It’s important to understand what your policy covers so you are protected from unexpected accidents.

Let one of our representatives be your guide and work through each option to find you the best fit. We proudly pair our customers with carriers that will represent their needs in the most affordable and responsive way.

Foy Insurance is home to 11 different locations all across New England. We are your neighbors and your friends. Contact us today so we can protect the things you care about most.


We offer more than just a policy

See what we can do for you today