We have received customer calls regarding leaking home heating oil tanks from a recent WMUR broadcast. Information below was supplied by the New Hampshire Insurance Department as of March 14, 2022. Leaking home heating oil tanks require cleanup and remediation that can cost well over $100,000. There are no admitted insurance carriers in New Hampshire […]Read More
New Maine Gas Detector Law effective 1-1-2022
Starting January 1, Maine building owners of buildings that fall within the below outlined parameters, are required to install – according to manufacturers’ requirements – at least one approved fuel gas detector in every room that contains a propane, natural gas, or liquified petroleum gas fueled appliance. The required detectors may be battery operated, plugged […]Read More
Feb fire in Raymond displaced 40 families Nashua fires in May and June displace 11 families These headlines are all too familiar in many NH cities and towns. And in most cases, none of the tenants had insurance. Very often, we read about fundraising efforts on behalf of tenants who have lost everything. While that […]Read More
PUT A LID ON THEM!
I know we all have a lot on our plates with CV-19, but I have a bone to pick…. As I drive around, I see scores of young kids riding bikes, skateboards and scooters without helmets on. Not only is this very dangerous, in some cases, it is also illegal. For instance; • NH: State […]Read More
We have been asked what a business should consider to be COVID-19 clean. There are still many unanswered question or even worse different answers to the same question. One of the vendors, Insurcomm, we refer insurance remediation claims has blog article regarding common COVID-19 cleaning. Insurcomm has their corporate offices in Portsmouth NH but services […]Read More
$10,000 grant to the NH Food Bank
I am proud to announce Foy Insurance won a $10,000 grant for the NH Food Bank from Liberty Mutual Insurance and Safeco Insurance. The full press release is below. We also have special link to keep the giving going. The need to feed families has never been greater so please show your support and go […]Read More
NH Stay at Home 2.0
Today Governor Chris Sununu announced the new Stay at Home guidelines through 5/31. You can check out the full details at NH.Gov or click here Below is a snapshot of the guidelines. All applicable industries are able to start opening up in incremental phases as determined by Public Health. Universal Guidance Industries that can continue […]Read More
ValChoice – What constitutes value when it comes to insurance?
When considering any purchase, we should all consider value over price because we know you get what you pay for (at least most of the time). Insurance is one type of purchase where VALUE is very important. Do you believe all of the media ads about saving money on insurance with this carrier or that […]Read More
PANDEMIC UPDATE – What can be done to save money?
The COVID-19/Coronavirus has us all wondering what to expect next. Meanwhile, the expenses/bills keep coming and we may need to cut some expenses. What can be done in terms of insurance expenses? Fortunately, our agents can show you various options. Ways to save include: – Reducing a vehicle from full coverage to comprehensive only if […]Read More
Business Interruption Coverage and Coronavirus
Business interruption insurance policies are governed by contract law and the coverages and exclusions may vary from insurance company to insurance company, as well as from business to business. In other words, commercial insurance policies have unique terms, conditions, and exclusions that are not uniformly applicable to every business. Business interruption coverage is typically triggered […]Read More