Feb fire in Raymond displaced 40 families
Nashua fires in May and June displace 11 families
These headlines are all too familiar in many NH cities and towns. And in most cases, none of the tenants had insurance. Very often, we read about fundraising efforts on behalf of tenants who have lost everything. While that is very admirable of those who initiate the effort, most of the time it would not be necessary if the tenant had insurance.
According to recent estimates, nearly two-thirds of the 81 million people who rent their homes are uninsured for the contents, or for any liability arising out of their tenancy.
Do you need renters insurance? You may think that your “stuff” isn’t worth much and it might not be from a dollar amount but what about if you had to replace it? Buying a new sofa or bedroom set can cost more than you think.
If you’re a tenant, purchasing renters insurance is always worth it, even if it’s not required by your landlord. For an affordable price (typically as little as $150 a year), renters insurance will protect you against catastrophic damage to your personal property and potential legal liabilities.
Most renters insurance policies provide coverage for fire, smoke damage, vandalism, theft, windstorm, water damage, additional living expenses and liability protection for people on your property.
Call one of our licensed Agents today to see how affordable renters insurance can be. Learn more about Renters Insurance.