We have been asked what a business should consider to be COVID-19 clean. There are still many unanswered question or even worse different answers to the same question. One of the vendors, Insurcomm, we refer insurance remediation claims has blog article regarding common COVID-19 cleaning. Insurcomm has their corporate offices in Portsmouth NH but services […]
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ValChoice – What constitutes value when it comes to insurance?
When considering any purchase, we should all consider value over price because we know you get what you pay for (at least most of the time). Insurance is one type of purchase where VALUE is very important. Do you believe all of the media ads about saving money on insurance with this carrier or that […]
Read MoreBusiness Interruption Coverage and Coronavirus
Business interruption insurance policies are governed by contract law and the coverages and exclusions may vary from insurance company to insurance company, as well as from business to business. In other words, commercial insurance policies have unique terms, conditions, and exclusions that are not uniformly applicable to every business. Business interruption coverage is typically triggered […]
Read MoreBeing Aware of Coronavirus Scams
Please be aware the number and variety of scams associated with the Coronavirus have spread faster than the virus itself. Amazon has blocked over 1 million products in their marketplace that are price gouging or have false claims. Facebook, Google and other social media outlets are filled with false claims and links that potentially take […]
Read MoreInsurance and Electric Scooters or Bikes
A recent visit to Washington DC reminded me of the insurance issues associated with electric scooters or bikes. If you were to run over a pedestrian or do property damage to a car or building you will be responsible for paying for the damages out of your pocket. Your auto policy does not cover any […]
Read MoreInsurance Guide for College Students
As a child goes off to college there is insurance needs to consider and it might be a good time for an insurance review with your insurance agent. Your home insurance typically will extend contents coverage from your policy up to 10% of your home contents limit. The student must be registered as a full-time […]
Read MoreWhat is Full Coverage Car Insurance?
Today there are about 270 million registered cars in America. And out of that number, there were over 4 million cars involved in an accident resulting in property damage. The odds that you’ll eventually be in a crash—even if you’re a great driver—are pretty high over the course of your lifetime. Many people may have […]
Read MoreHow Much Life Insurance Do You Actually Need?
With a reputation for being difficult to understand, buying life insurance can be intimidating when terms such as whole life, portability, and riders are thrown around. But where most people get overwhelmed is the question: How much life insurance do I actually need? With the right tools and resources, selecting the right life insurance policy […]
Read MoreGFCIs -Saving Lives Every Day!
Unless your name happens to be Benjamin Franklin or you have never used an electrical appliance before, you are probably familiar with electrical outlets that have little “test” and “reset” buttons in them. But did you know that those buttons are there for a very important reason; perhaps one that could end up saving your […]
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Lyme Disease and Employee Exposure By Rob Holt File this one under, “As if I didn’t have enough to worry about already”, but if you are an employer or head of a nonprofit with positions that require outdoor activity/work, your life may be getting a bit harder again this summer. New England already has one […]
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