Today Governor Chris Sununu announced the new Stay at Home guidelines through 5/31. You can check out the full details at NH.Gov or click here Below is a snapshot of the guidelines. All applicable industries are able to start opening up in incremental phases as determined by Public Health. Universal Guidance Industries that can continue […]
Read MoreValChoice – What constitutes value when it comes to insurance?
When considering any purchase, we should all consider value over price because we know you get what you pay for (at least most of the time). Insurance is one type of purchase where VALUE is very important. Do you believe all of the media ads about saving money on insurance with this carrier or that […]
Read MorePANDEMIC UPDATE – What can be done to save money?
The COVID-19/Coronavirus has us all wondering what to expect next. Meanwhile, the expenses/bills keep coming and we may need to cut some expenses. What can be done in terms of insurance expenses? Fortunately, our agents can show you various options. Ways to save include: – Reducing a vehicle from full coverage to comprehensive only if […]
Read MoreBusiness Interruption Coverage and Coronavirus
Business interruption insurance policies are governed by contract law and the coverages and exclusions may vary from insurance company to insurance company, as well as from business to business. In other words, commercial insurance policies have unique terms, conditions, and exclusions that are not uniformly applicable to every business. Business interruption coverage is typically triggered […]
Read MoreBeing Aware of Coronavirus Scams
Please be aware the number and variety of scams associated with the Coronavirus have spread faster than the virus itself. Amazon has blocked over 1 million products in their marketplace that are price gouging or have false claims. Facebook, Google and other social media outlets are filled with false claims and links that potentially take […]
Read MoreJuice Jacking from Public Charging Stations
We are not talking about someone taking your orange juice while your phone is charging at a public charging station. We want you to be aware that public charging stations are not secure. We all want a little more juice in our devices as we are traveling and it is awful convenient to plug our […]
Read MoreFoy Family Children’s Library
The site of many American Independence Museum programs, Folsom Tavern in Exeter NH(c. 1775) will undergo a transformation in 2020 with the creation of the Foy Family Children’s Library thanks to the donation from Jeff and Melissa Foy. The library should be open for the start of the May 2020 season. Read more to see […]
Read MoreInsurance and Electric Scooters or Bikes
A recent visit to Washington DC reminded me of the insurance issues associated with electric scooters or bikes. If you were to run over a pedestrian or do property damage to a car or building you will be responsible for paying for the damages out of your pocket. Your auto policy does not cover any […]
Read MoreInsurance Guide for College Students
As a child goes off to college there is insurance needs to consider and it might be a good time for an insurance review with your insurance agent. Your home insurance typically will extend contents coverage from your policy up to 10% of your home contents limit. The student must be registered as a full-time […]
Read MoreWhat is Full Coverage Car Insurance?
Today there are about 270 million registered cars in America. And out of that number, there were over 4 million cars involved in an accident resulting in property damage. The odds that you’ll eventually be in a crash—even if you’re a great driver—are pretty high over the course of your lifetime. Many people may have […]
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