Carbon Monoxide can happen at any time. Here is link to the full article from Andover Insurance on how to lower the risk of Carbon Monoxide in your Home and a small snip it of the article below on Signs of Carbon Monoxide. Click Here for full article What Are The Signs of a Potential […]
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How Earthquake Coverage Works
We hope you, your loved ones, and your property are safe following Monday’s earthquake. Events like these are a stark reminder of the importance of being prepared. Here’s what you need to know: 99% of property insurance policies — including homeowners, commercial property, and renters’ policies — do not include earthquake coverage by default. Unless explicitly added with […]
Read MoreNH Home Heating Oil Tanks
We have received customer calls regarding leaking home heating oil tanks from a recent WMUR broadcast. Information below was supplied by the New Hampshire Insurance Department as of March 14, 2022. Leaking home heating oil tanks require cleanup and remediation that can cost well over $100,000. There are no admitted insurance carriers in New Hampshire […]
Read MoreNew Maine Gas Detector Law effective 1-1-2022
Starting January 1, Maine building owners of buildings that fall within the below outlined parameters, are required to install – according to manufacturers’ requirements – at least one approved fuel gas detector in every room that contains a propane, natural gas, or liquified petroleum gas fueled appliance. The required detectors may be battery operated, plugged […]
Read MoreApartment Fires
Feb fire in Raymond displaced 40 families Nashua fires in May and June displace 11 families These headlines are all too familiar in many NH cities and towns. And in most cases, none of the tenants had insurance. Very often, we read about fundraising efforts on behalf of tenants who have lost everything. While that […]
Read MoreCOVID-19 Clean
We have been asked what a business should consider to be COVID-19 clean. There are still many unanswered question or even worse different answers to the same question. One of the vendors, Insurcomm, we refer insurance remediation claims has blog article regarding common COVID-19 cleaning. Insurcomm has their corporate offices in Portsmouth NH but services […]
Read MoreValChoice – What constitutes value when it comes to insurance?
When considering any purchase, we should all consider value over price because we know you get what you pay for (at least most of the time). Insurance is one type of purchase where VALUE is very important. Do you believe all of the media ads about saving money on insurance with this carrier or that […]
Read MoreBusiness Interruption Coverage and Coronavirus
Business interruption insurance policies are governed by contract law and the coverages and exclusions may vary from insurance company to insurance company, as well as from business to business. In other words, commercial insurance policies have unique terms, conditions, and exclusions that are not uniformly applicable to every business. Business interruption coverage is typically triggered […]
Read MoreBeing Aware of Coronavirus Scams
Please be aware the number and variety of scams associated with the Coronavirus have spread faster than the virus itself. Amazon has blocked over 1 million products in their marketplace that are price gouging or have false claims. Facebook, Google and other social media outlets are filled with false claims and links that potentially take […]
Read MoreInsurance and Electric Scooters or Bikes
A recent visit to Washington DC reminded me of the insurance issues associated with electric scooters or bikes. If you were to run over a pedestrian or do property damage to a car or building you will be responsible for paying for the damages out of your pocket. Your auto policy does not cover any […]
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